Built for property buyers

Buying through a company. Sorted.

Buying property through a limited company? asseto forms it for £10 in as little as 10 minutes, opens the business bank account, and files your accounts and corporation tax for £29.99 a month. Ready before your offer’s even accepted.

Get started Book a demo

“Just buy it in your own name" they said

  • Your mortgage interest barely counts

    In your own name, you can’t deduct mortgage interest from your rental income. You get a 20% tax credit instead. A company deducts the lot.

  • Taxed at up to 45%. Soon 47%.

    Rental profit lands on top of your salary and is taxed at your income tax rate, rising to as much as 47% from April 2027. A company pays 19% to 25%.

  • Changing your mind gets expensive

    Move a property into a company later and you’ll usually pay stamp duty and capital gains tax to do it. Far easier to start in the right place.

Sorted in three moves

01: Form your company

Pick a name, add your directors and shares. Incorporated for £10, in as little as 10 minutes.

02: Open the bank

A business account in your company’s name, ready for the deposit and the purchase.

03: We file, you relax

Annual accounts to Companies House, CT600 to HMRC, confirmation statement too. You get a notification, not a headache.

Get started

Own name or company? The tax bit, in plain English.

Same property, same rent, two very different tax bills. Here’s what changes when a company owns it instead of you.

Mortgage interest

With Asseto Deducted in full
In your own name 20% tax credit only

Tax on profit

With Asseto Corporation tax 19% to 25%
In your own name Income tax 20% to 45%

Your salary

With Asseto Kept separate
In your own name Rental income stacks on top of it

Saving for the next property

With Asseto Profits can stay in the company
In your own name Whatever's left after income tax
Feature In your own name
Mortgage interest Deducted in full 20% tax credit only
Tax on profit Corporation tax 19% to 25% Income tax 20% to 45%
Your salary Kept separate Rental income stacks on top of it
Saving for the next property Profits can stay in the company Whatever's left after income tax

Six jobs. One login. One small bill.

Forming a new company is a one-off £10. Everything after that is £29.99 a month. A typical accountant bills £1,500+ a year, per company, and still wants your receipts in a folder.

  • SPV formation
  • Business bank account
  • Bookkeeping tool
  • Annual accounts
  • Corporation tax filing
  • Legal document library

Frequently asked questions

Is a company always better than my own name?

Often, not always. With a mortgage, a company gets full relief on the interest and pays corporation tax instead of income tax.

Can I form the company before I’ve found a property?

Yes, and it’s the smart order. Company incorporated, bank account open, and you’re ready to move the moment an offer’s accepted.

So I don’t need an accountant?

For a straightforward property company, no. The bookkeeping tool, annual accounts and corporation tax are all covered in the £29.99 a month, against £1,500 or more a year for a typical accountant. If yours is more complicated, we’ll tell you straight rather than wing it.

What if I don’t buy anything this year?

The company still has filings to make, even while it’s empty. We keep those up to date while you’re looking, so nothing lapses.

Will a mortgage lender accept it?

We form it as a property SPV, which is the setup buy-to-let lenders usually look for.

What does it all cost?

£10 to form the company, then £29.99 a month with year-end accounts and corporation tax filing included. No year-end invoice, no hourly rate.

Company first. Keys second.

Company formed, business account open, accounts and corporation tax filed. £10 to set up, then £29.99 a month.

Get started